Mortgage Loans

Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.

Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.

Home Dreams, Realized

Advanced Financial Federal Credit Union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members. 

  • Wide range of loan offerings
  • Affordable down payment options
  • Competitive rates & closing costs
  • Expedited closings
  • Easy online application

Budget Friendly Solutions

Our entire purpose is to serve you, and help you realize your financial dreams. Discover how our tailored-to-you loan products, competitive rates, and minimal closing costs can be the solution you seek.

“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”

DONATE TODAY

Owning a home is likely the biggest investment of your life — whether you’re looking to buy a new home, leverage equity you already have in yours, or sell your home, we can help!

What To Expect

A mortgage is one of the biggest purchases you make. Watch this video for a quick guide on the process, and what to expect. Click below for more helpful videos.

Mortgage Calculators

Estimate how much you can afford.

Homebuying Guide

Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.

Complete our mortgage application to begin your journey to owning your new home!

Apply Now

34%

0

RAISED
 $376,943

OUR GOAL
 $1,000,000

John Forsyth, Lead Researcher, The Canadian Polar Insitute

Homebuying Guide

If you have questions and want to talk about your specific situation, 
call our expert Mortgage Consultant from Member First Mortgage today:

Mortgage Consultant

Chris Papagni

Contact Us

RESOURCES

KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE

We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.

Mortgage Calculator

Use our Mortgage Calculator to help you estimate how much home you may be able to afford.

Member First Mortgage

Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.

Continue Your Application

Have you already started completing a mortgage application? Finish your application today!

Mortgage CalculatorMember First MortgageLoan ProductsFinish Application

* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply.  Chris Papagni, NMLS #282725, is authorized to act as an agent of Advanced Financial Federal Credit Union and is authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Advanced Financial Federal Credit Union (785 Central Ave, New Providence, NJ 07974 | (908) 771-0300 | NMLS ID: 780090). For MFM’s state disclosure information, please visit  MFM’s website.  For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.

*Chris Papagni is authorized to represent Member First Mortgage, LLC. For MLO licensing information, please visit NMLS Consumer Access.

Tell Us About Yourself

I want a lower payment

Adjustable-rate mortgages can deliver lower monthly payments.

Learn more

I want first-time homebuyer perks

Special features and benefits exclusively for first-time buyers.

Learn more

I want a payment that doesn’t change

Fixed-rate loans lock in your rate and term for the life of the loan.

Learn more

I want to borrow more than $766,550

Jumbo loans allow you to borrow bigger.

Learn more

I want a low down payment

Multiple loan options that help with restricted incomes or lower credit scores.

Learn more

I want military or veteran perks

Loans with fewer credit requirements and low to no down-payment options*.

Learn more

I want a home in a rural area

USDA/RD loans can help make eligible locations more affordable.

Learn more

Tell us about yourself

Learn More

I want a lower payment

Adjustable-rate mortgages can deliver lower monthly payments.

Learn More

I want first-time homebuyer perks

Special features and benefits exclusively for first-time buyers.

Learn More

I want a low down payment

Multiple loan options that help with restricted incomes or lower credit scores.

Learn More

I want a payment that doesn’t change

Fixed-rate loans lock in your rate and term for the life of the loan.

Learn More

I want to borrow more than $766,550

Jumbo loans allow you to borrow bigger.

Learn More

I want military or veteran perks

Loans with fewer credit requirements and low to no down-payment options*.

Learn More

I want a home in a rural area

USDA/RD loans can help make eligible locations more affordable.

From application to closing, our expert mortgage team will ensure that you stay informed. Watch this video to learn how to apply.

How to Apply

Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below or reach out to your Loan Officer.

Loan ProductsVIDEOSMORTGAGE CALCULATORLOAN PRODUCTSCONTACT US

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VideosMortgage CalculatorsLoan ProductsContact Us

Home Loans

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Whether you're looking to purchase a new home or refinance your current mortgage, Advanced Financial FCU is here to help!
VideosMortgage CalculatorLoan ProductsContact Us
Estimate My Monthly MortgageRefinance Calculator

Be informed. Review best practices for finding, buying, and financing your new home – with a payment you can afford.

Homebuying guide

Homebuying Guide